How Much Cost Retaining Wall

REVIEW "MY HOUSE BEFORE it for sale? JUSTICE

Of course, always pay to fix the house before putting it on sale. We suggest not offering it for sale until it is in perfect condition to be visited. Spend a little time, money and make the arrangements. Even
owners are not very used to make minor repairs before selling a house. We find it difficult to convince owners that a small investment in upgrading housing is the best investment you can make, no doubt they will involve increasing revenue when selling, and most likely the home will be sold before
The type and amount of work to be done depends on the price you ask and the time you have to sell and, of course, the state you are.
If you hurry to sell, make essential repairs to make your home look better
- Small cracks
- Wetlands (these winters have hit a lot of homes, especially the chalet
- Swimming
-
garden tidy - old furniture. Shoot 'Em
- peeling facades and walls
- Smells
- Appliances useless
- Etc.

If the house is in very bad condition I advise a facelift.'m sure the next owner is not going to be good for nothing ... but you will surely serve to get a better price and the current situation may make the difference between sold and unsold
www.juanrivero.es In agency tel. We make no commitment 609032069 appropriate indications and will seek more economical budgets to make your home look better. Contact us

See some of the best deals on housing in www.juanrivero.es aljarafe

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REPRESENT THAT THE BANKING LINK CREDITS

The High Court does not consider it illegal for financial institutions (banks, savings banks, etc.) linking the granting of loans underwriting and mortgage repayment insurance or life insurance with the same groups of banks. And endorses the decision of the National Competition Commission (CNC) Compared to Ausbanc, claiming to own banks and the CNC.
The Commission had not considered that the existence of practices prohibited by the Competition Act. In fact, English and EU law does not consider that product tying in violation of the competition, but can only do in certain situations.

www.juanrivero.es In agency are some of the best deals on homes. We can get some of the best mortgage lending market. Consult

Bollywood Necked Boobs

Miracles and the Church has

In the midst of spiritual crisis and the wave of critical thinking in crescendo driven with decades, the Vatican feels the need to deploy high-publicity stunts scope, to reach where education has not done enough dent.

In record time you have to beatify Pope John Paul II , predecessor of today, and continue to search and arrest of another dubious fact miraculous * to make it holy, because Blessed is like a mediocrity.

Overall, the community manager SS (Holy See, for Malpensa) organizes a tremendous fun Catholic, not my style to be a big turnout and exit in all the newspapers and on television, unfortunately getting a wide array of journalism prevent us from having food in peace without having to listen to groups of young and innocent Christians playing guitar in the Plaza de San Pedro.

Finally, the news you want to reach this entry is of course the Vatican has invited several personalities from all countries to attend the ceremony, among those who could not miss some representatives of nations denominational African dictators or :

In case anyone is surprised, they clarify that: "Zimbabwe is a country with which the Holy See maintains diplomatic relations . Because I see you, why go to denounce the repeated violation of human rights can have diplomatic relations with them.

Hey excuse me, but I is that I read something about a certain Jesus who ... ah, no, it's worth.



* The original source is from The Guardian, here to read the same news in English. Of course this the Vatican has said ... "No comment."

Team Congratulations Clipart

Underwriting EASTER PROGRAMME 2011

attach some of the best links to web pages where you can see, among other items

Temple Brotherhoods



The Cry

The Way of the Cross Poster



Council Official Route 2011

Did you know. . .


News Calendar 2010-2017
Cofrade

music bands


brotherhoods

Every day of Holy Week, and print

and several other interesting items related to Easter

www. week-santa.org /

magnificent photos on Easter in
http://www.facebook.com/semanasantadesevilla # / media / set / fbx /? set = a.373237879190.155506.294303434190 & closeTheater = 1

http://www.facebook.com/Semanasantasevilla?sk=wall


Hall Information, including meteorology in Seville
http://www.gpscofradias.com/2011/04/aemet- -Weather forecast-viernes.html
Guild
some websites

http://www.artesacro.org/conocersevilla/hermandades/index.html

http://hermandaddesanbenito.net/portal/ index.php

http://www.hermandades-de-sevilla.org/marco7.htm

Here we see a wonderful gallery of photos
http://www.20minutos.es/galeria/999 / 0 /

very elaborate site, with many videos, pictures and information
http://www.galeon.com/juliodominguez/sss1.htm

http://cofrades.pasionensevilla.tv/video/virgen-del -shelter-for-fabiola


www.rafaes.com

With our best wishes to spend a good Easter and ask for that in 2012 no rain at Easter. That year has many more weeks

As always if you want to buy or sell, look at some of the best offers

Aljarafe www.juanrivero.es

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Arcadi Espada

LETTER TO THE JOURNALIST

Arcadi Espada. (20/04/2011) Mr
Arcadi Espada, I was unpleasantly surprised his column yesterday in The World, the headline "Ideas and public order" supremely disappointed me with his Quia!, He was widely respected for his fairness and courage against the village's progress ( and mine) uniqueness and independence of Catalonia.
But we begin with a "SPEAK hearsay, more than usual, but it seems to have banned in the city of Madrid with a procession atheist who would coincide with the Catholic celebration of Holy Thursday. Besides atheist mocking the procession was advertised with a slogan that a judge will have seemed irreverent. "
heard in order to talk about sensitive issues more documentation is necessary to write to write to a blank page.
We added in its unjustified justification that "... / .... The decision to retest the privileged status that religious ideas are in English society. It is common to call for secular ceremonies, policies, some groups exhibit on the street a sort of counter ideological. Happens, for example, on 12 October, with September 11 Catalan and many other ceremonies. As the highest police coercion establishes a kind of alternative routes that disputes do not lead to unpleasant encounters one another ... / ... "
And we added as possessed of the truth which is as follows:
" ... / ... religion wants to occupy, as so often claimed, a place in public space and want to defend there their ideas must do so on an equal footing. When an idea either, whether God, the Fatherland, the Party or the equipment is not limited to exhibit in the space of public discussion, but rather to design their limits, democratic society has no other choice but to demand his expulsion that space. Democracy can accommodate those who want to destroy it, but of course you must ensure that they can not fulfill its purpose ... / ... "
After launching into the shadows of the underworld, anti-democratic course-(to me, and others with me) tells us about a common generic as if the Holy Thursday is a holiday or not, sunny or not, and we ends with the following admonition:
"... / ... Atheism, as the nature of the word (union) is a conditional belief, the character of atheists, like the anti-fascist or anti-communists to accept with honor and with joy. And that is why they choose for their free events on Holy Thursday and not on 15 August in Madrid, Baden-Baden. "
Bravo! Mr. Espada, one must be very brave to promote such acts.
I am a supporter of his, D. Arcadi, but today I've been reading him as if he finds it with a scribbler of office, or worse, for a digital as the plural of Enric Sopena, or his disciples-that-o is also the worst 'Hayles' against of the Catholic Church: CANE, that they do not respond. To his self-definition of "progressive" no Catalan (which honored him), we 'has shaken' an article without knowing or trying, the history of this vast procession defended by you And there are questions I ask Mr. Espada wondering why you are between them ..
do not know what fly had stung to you when he wrote what he did, had to be in a moment of mental weakness, fatigue ... partying ... or boredom, or not after the bite of a fly, if not the tiger mosquito that my wife has made him give up vacate in the Catalan coast, but its result is the characteristic of which should not be for a journalist with a halo of "serious" (I admit I've been wrong so far). And so it was, although I must admit that I have read other "lashes" that made me doubt his seriousness. Now I am almost sure, Arcadi is not trusted; flips according to the occasion so that he deserves a somewhat controversial article.
clear he was not informed! I did not know (and if he did worse) than one of the promoters of this procession so beatified by D. Arcadi was "do the most damage to Catholics etc. etc., to the point that one of the organizers of the procession has distanced himself from such harangues (in case you do not know the organizers are Atheists in Fight Madrid Association of Atheists and Freethinkers, and the Association of Lavapiés Beach). To Leo Basi was unhooked from this event!.
And, Mr. Espada, even the most sectarian have seen a clear provocation and conflicting interest in this event which was to play a passage of like easter atheist, that is: with scorn and contempt for others. Ie intent clear: confrontation in a timely manner.
No, I do not understand Arcadi; positions as you get, it would be desirable near the square where the 11-S is anti-nationalist Catalan authorize a proclamation against the Catalan liturgy on that day, but in flagrant dishonor of such action, with Catalan flags and harangues underrated slogans españolistas couples-but-with the very contradictory of the act itself, or if the day of the English Armed Forces, is conducive to a Republican rally, parallel to the Castellana in Madrid, Republican flags, fired guns and blanks save the republic, and burlesque performances in similar official.
you do not know, but all that gives me teeth on edge, and also other concerns consciousness known and recognized by the promoters of the event we are talking about something very wrong in our democracy if we give it validity. Democracy is not incompatible with cohabitation, something that many forget in the name of that sacred word: democracy, that nobody knows what it means.
I have left you baffled, Mr. Espada, I hope to regain the respect for her. Sincerely
has

despite

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dictators Internet, that dark pit of illegal and harmful content

The SGAE , Promusicae and the "Federation for the Protection of Intellectual Property " FAP have developed a guide for" parents and teachers " called" Film, music and TV on the Internet " (see how I'm going to cause, sharing links galore).

There, under the pretense about "care, download illegal things is very bad and very dangerous and can be downloaded viruses and pornography and horrible things" loose strings of lies without any shame, to know (and care the words in bold):

- to use P2P networks has many dangers (most Internet users are, therefore, survivors)

- that "theoretically , the file-sharing services can be used legally, but in practice almost all the content is illegal" ( despite what they say judges who do not know)

- that "The links provided in blogs to music content, film, television or videos hosted on high capacity servers are, generally , legal ( despite what they say judges, who remain unaware of nothing)

- that "almost is never legal to download a song, album, movie or TV show qye offered through a link ciberlocker a "(again despite what they say judges, who have no idea)

The only thing that seems illegal here now is the indiscriminate collection of digital canon, not content with being declared by the European Union , also takes years to apply based on poorly formulated legal rules , and therefore doubly illegal. But that does not say anything, and return the money raised illegally say yes : neither speak. Because we're all illegal under them. And the judges to shut up, pussy.

Can You Have Herpes On Your Hands

letter to Richard Muller: Nuclear and global warming

that you can access The http://quiosco.elmundo.orbyt.es/epaper/xml_epaper/El% 20Mundo/09_04_2011/pla_562_Madrid/xml_arts/art_5258096.xml I recommend it, without being brilliant Richard Muller reflections are great today (yesterday we had an earthquake in Aragon.
If you highlight the item is for several reasons:
"The acceptable behavior of a nuclear installation in high-risk area and you can learn from the failures produced.
-renewable energies still require a good cycle of experimentation to make them profitable; the wind are subject to many conditions that its use in a response sometimes you do not feasible due to lack of demand the time of production.
. We agree that there is climate change. always has been. in which we disagree is on how the works man.
. Al Gore and Thomas Friedman have usurped the scientific debate by politicizing it and exaggerating it to levels that have only achieved a great deal of confusion or alarm that is not for today or the day after tomorrow.
And I like the disqualification which makes Pachauri, with his Nobel prize under his arm, was the one who politicized and even obstructed reports were not in the political line which had been marked.
not saying it can now come true for 90% and 10% are not; in science tests for error, it fails that once a model for whole have to be reviewed.
Special Greetings from exile, and here I copy the entire interview:
THE WORLD TO COME CARLOS
FRESNEDA

"Fukushima survived the unimaginable, which proves that nuclear power has a future" RICHARD A.
MULLER
Decrease text size Increase text size in Physics for Future Presidents, Richard A. Muller extended his prescription for U.S. energy dilemma and the world in general. There plainly showed his faith in the nuclear renaissance, shared by his friend and former fellow-sufferer at the University of Berkeley Steven Chu, current U.S. Secretary of Energy and the Physics Nobel Prize 1997. Muller


not know whether the unusual nuclear fervor of Obama-even after the accident in Fukushima-has something to do with his book, but you know that Michelle has had on their hands and promised to make it available to the president.


now from Washington is followed with great interest the latest craze of the renowned and controversial physical: the Project of Land Surface Temperature. That is, the definitive study on climate change, which aims to to settle the war between the naysayers and exaggerated.


Question .- A quarter century after the Chernobyl accident began to speak of a nuclear renaissance, but many predict that what happened in Fukushima can abort. What do you think?


Answer .- I have always advocated energía nuclear y eso no va a cambiar por lo sucedido en Japón. Es más, si un día antes me hubieran preguntado si una central iba a poder resisitir un terremoto de nueve grados Richter y un tsunami con olas de 15 metros, habría dicho que no. La planta de Fukushima sobrevivió a un accidente inimaginable. Creo que es la prueba de que sigue habiendo futuro para la energía nuclear. Estoy convencido de que lo acontecido no va suponer un parón


P.- ¿Es usted partidario de seguir construyendo centrales junto al mar y en zonas de alta actividad sísmica?


R.- Sería preferible hacerlo en zonas con menos riesgos, pero Fukushima ha demostrado lo que una central es capaz de aguantar. La seguridad nuclear plants has improved dramatically since the construction of such reactors 40 years ago. In this case the plant has survived an incredible success and has caused very little additional victims is known. Now there is talk of released radioactivity, and also released into the sea, but the ocean and is in itself a natural radioactivity and also has the ability to dilute it. The radioactivity awakens the most primal fears among the population, but it should put things in place and warn people of what levels are truly dangerous. Most of the measures taken are preventive, not at a risk of death ... If I happen to say that is not a big Fukushima danger, I probably would take too stupid or crazy. But the reality is this: The damage caused by the plant is under control and is minimal compared to the tsunami and the earthquake.


P. - It appears that Europe has experienced the worst nuclear accident in U.S. near ...


R. - In Europe there have been alarmist reactions, as has happened in Germany, while Obama here has reiterated its support for nuclear energy. Energy Secretary Steven Chu, whom I consider a good friend, has also come to his defense. In EUU, nuclear accounts for 20% of the energy pie and going back to play an important role in the coming years a new generation of reactors. Fukushima will force at least to review and improve security as possible, but after the alarm does not think he has a big effect.


P. - Wall Street is not so clear, and Obama has had to allocate 36,000 million dollars in federal loan guarantees to revive the dying industry ...


R. - One thing is the grants and other loan guarantees. In Spain and other European countries, solar energy subsidies are paid by taxpayers with their taxes. In the case of nuclear loan guarantees are necessary because the initial investment is very large. Building a nuclear plant costs much, but once operational, it has little maintenance and requires relatively little fuel. After 20 years, all are benefits.


Q. - What do we do with waste?


R. - The problem is there, but we can solve it. The waste is safer in a nuclear graveyard in the plants themselves, that is clear. Physics for Future Presidents showed me the cemetery for Yucca Mountain. The antinuclear furor has been very hard against this project and are now considering other options.


Q. - And the risk of nuclear proliferation? Is not the atomic energy of the rich?


R. - should be avoided at all costs that the nuclear material ends up in wrong hands, but so far has been achieved and I think that may remain. Moreover, India and China are clear that they need nuclear as part of the energy mix and to meet the growing demand of its citizens. In developing countries, the mini reactors may soon be playing an important role.


Q. - In your book you devotes comparatively little space to sun and wind. Do not you believe in renewables?


R. - Yes, but in the long term. I do not like making predictions, but maybe in 50 years we have enough solar energy to where it is cheapest know that coal and use it. As the wind has great potential in certain areas, but the big problem remains the distribution. The big question is no longer how to generate clean energy, but how to cheapen it.


Q. - Are not you concerned that China is winning the game to the U.S. in solar technology?


R. - On the contrary. I am pleased to see that China is taking the lead in renewable and can pave the way for the rest of the world. I also hope to develop batteries for future electric cars. In 15 years, per capita CO2 emissions in China could overtake the U.S.. Whatever you do to alleviate this poblem and pollution can be very useful for developing countries.


P. - Posts to act, you insist that the best we can do is bet on the conservation and efficiency ...


R. - is the clearest and most direct line of action in the energy field, and also the most profitable. You can save money and create jobs in the updating of buildings and businesses to reduce energy consumption. That should be a top priority because we would all benefit.


Q. - And tell us, do you believe or not believe in global warming?


R. - Warming global is real, and it is likely that humans are responsible for at least part of the rise in temperatures over the past 50 years. That said, I'm not entirely convinced that the issue is so urgent and compelling. That is one reason why I decided to create the Project Land Surface Temperature in Berkeley. We will try to gauge what the human contribution and what the risks are real.


Q. - Who needs at this point a new study on climate change?


R. - What is needed is to put science back on the table. The debate has been hijacked for years by what I call exaggerators (Al Gore and Thomas Friedman, among others) and on the other end by the deniers. The information that has transcended was very distorted, and the result has been confusion not only in public but also among politicians.


Q. - But do not deny that there are politicians who will not convince, whatever the results ...


R. - It's like the big question of who killed the dinosaurs. As my mentor and teacher Luis Alvarez, people are convinced and another that will never be persuaded. Among politicians, are already convinced that they really have the ability to be leaders. To reach these, I am satisfied.


P. - In his recent appearance in the U.S. Congress, with 2% of the analyzed data from their study concludes that the results are not very different from the UN Intergovernmental Panel or NASA. ..


R. - The results are incomplete and no conclusions can be drawn yet. But it is true that the data show a trend of ups and downs in global cycles and very much in line with the previous analysis to our (the IPCC estimated a rise of 0.5 degrees over the past 50 years). I'm sure there has been global warming, but the question is still in the air has contributed much to human activity. Our goal is to achieve a measurement best temperature to conclude whether human excess is greater or less than we thought, and to act accordingly.


Q. - What is the study who did not have the other so far?


R. - First, the number of monitoring stations: more than 39,000. And then, the total of 1,600 million data on the evolution of land surface temperatures. The team is composed of 11 scientists, and it is vital the work of physicist Robert Rohde, whose mathematical interpretation of data is a major contribution to climate science. We are independent and have no political agenda. We want to be transparent and our results are open to further criticism.


Q. - How do you defend those who associated with climate skeptics?


R. - A dose of skepticism is always healthy in science. I consider myself right in the middle of the debate.


Q. - And what about the funding they have received from brothers Charles and David Koch, oil magnates and aligned with the long-deniers?


R. - The contribution is not made directly to them, but the Koch Charitable Foundation, which also supports projects for National Geographic or Discovery Channel. We have received donations from people anyway closely linked to progressive movements in the bay of San Francisco. I think the diversity of donors, including the U.S. government is a guarantee of indepedencia. Under no circumstances give money means having the ability to influence the results.


Q. - What if Al Gore had decided to put money in your study?


R. - I would have accepted delighted by committing to accept the results ... My opinion of him is reflected in my book. Their work served to alert the public about the risks of global warming, but An Inconvenient Truth is full of exaggerations and distortions and has a lot of propaganda.


P. - has also criticized the work of Rajendra Pachauri What does make the UN Panel to regain credibility?


R. - Pachauri should have resigned long ago. I know it's a difficult decision to make, and more with a Nobel under his arm, but must assume the consequences of having politicized the work of the IPCC, when their role should have been to ensure the scientific intregridad. You can not say now that 90% of its work is valid when 10% had exaggerated as the prediction that relatively soon disappear in the Himalayan glaciers.


Q. - Do you think your project can be taken for settled weather warfare? ¿No es acaso demasiado tarde?


R.- Si al final conseguimos crear un consenso científico, y no uno basado en posiciones ideológicas o políticas, ya será un avance. Merece la pena intentarlo.

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The parrot of 80

I met him in the street but I did not take home ehh. I took the time to remember the button "ferro" triple clamp, dubbing button, the space for 8 batteries ... that time.

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MORTGAGE APPLICANTS ME WHAT THE BANK WILL ASK? MORTGAGE APPLICANTS

- continue with the hazard criteria when studying the bank granted a mortgage

2. value of the loan on the home values \u200b\u200b if applicants are unable to meet its monthly payment obligations, the entities have to rely on the mortgage (ie, housing), to collect your loan , so this point is also studied

a. home value: normally apply a limit of 80% of choosing the lesser of two values: the purchase price deed and home values, according to the official assessment made. this threshold criterion - applied by many entities - is counterproductive when in situations like the present, we can find a "bargain" and the purchase price is significantly lower than the appraised value. at the bottom, which is trying to pursue entities that customers make an important initial contribution, demonstrating its commitment level

b. salability of the property: entities increasingly discussed this point is not that easy to sell that house at a good price in the unlikely event of having to seize the floor. Put another way, the more attractive and demanded the dwelling, the best (most entities have even certain geographical areas where they want to sign mortgage loans because of the difficulty of selling homes)

Article edited in http://www.idealista.com/ agency http://www.juanrivero.es/ In addition to some of the best deals on homes, we can study without commitment to your mortgage. To get the best possible conditions

Panorama Des Travestis

ME WHAT THE BANK WILL ASK?

- Let's review the risk criteria that studies the bank when granting a mortgage

1. payment ability of applicants Central to the bank is that the customer is able to repay the loan, and for this analysis:

a. job security: takes into account the probability of job loss, are generally valued more officials or employees with permanent contracts and several years in the business and less to those who have temporary contracts or freelancers. It also takes into account the activity, penalizing those sectors with a higher risk of job loss

B. income stability: challenges currently much income applicants who receive much of their salaries through commissions (for the risk of discontinuity), as well as income from self-

c. debt ratio: is calculated mortgage payment divided by the net monthly income, and this ratio should not exceed 35% for most entities

d. sensitivity to higher interest rates: although the loan has an initial interest rate of 3.25% - for instance - Financial institutions to simulate a mortgage payment at an interest rate of 5%, to ensure that customers will be able to meet that quota in the future (remember, we're hiring a long-term loan, and in some when the loan will be paid fees calculated with this type of interest, or even more)

e. disposable income: is calculated by subtracting the net monthly income of the applicant's share of the mortgage and other loans, typically applying other expenses depending on the number of members of the family unit. The objective of this exercise is to ensure that customers will be able to meet its regular expenses. For example, if the family's monthly income is 2,000 euros and have 2 children, the share of the loan is 800 € (40%) and also have loans totaling EUR 600 quotas, entities likely to put many objections the granting of the loan, then consider that the family could not cope with all its running costs with an available 600 euros. Article published in www.idealista.com agency www.juanrivero.es In addition to some of the best deals on homes, we can study without commitment to your mortgage. To get the best possible conditions

For these claususlas

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We met him in Aranda de Duero. I really liked, although I had not dared to raise it even in my younger days.

We

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your baptism, that something is. People are assholes

Here's a striking story: the Church is not required to remove the rebels from the books of baptism.

Following a citizen complaint, the agency asked for data protection in 2006 the Archbishop of Valencia, deleting data, or the recording of casualties in the books of baptisms, of people who express their desire to stop belong to the Catholic Church.

Faced with a situation seemingly logical and simple, the Archbishop, displaying consistency that characterizes them, are refused, and filed an appeal which was granted by the Supreme Court and, finally, we have given the reason: apparently, a "baptismal" can not be considered a "file" , therefore, the law does not apply.

Leaving aside the administration of justice, which does not concern me and which I hope (for the account that brings us) what surprises me is the starting point: the Church by bringing an action to avoid having to erase from their lists people who have made it clear they despise, ignore or simply do not share their beliefs.

What they are really saying aloud is not mind having in their ranks to hordes of apostates, heretics, or whatever you call them, what matters is the number, have them at the end of the day. What legitimacy, if they still have some that can then defend their ideas Cretaceous claiming that represent a percentage of the population false?

I'm sure this is the morality that God wanted for their representatives on earth. Hope I have done the experiment in another galaxy, because we have been mistaken.

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climbing wall piece

escher in book where there are cutouts for mounting and leaving some very nice figures. We used two to make a mobile for small. Molan
ehh?

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PRONTO, MUY PRONTO...



Juan Gómez Pérez, consultor de "Prais Guaterjáus an Cúper"(P.G.A.C.), fue detenido ayer en las oficinas de esta empresa por «desafiar a los directivos, al utilizar en repetidas ocasiones un correctísimo español en su labor profesional», según consta en la denuncia presentada en la comisaría madrileña de la calle de la Luna.

El detenido, según los testigos, would have led to various scenes of terror language among their peers. The problems began in April, when Gomez Perez came to the company and insisted on putting the Product Manager in your business card, instead of 'Product Manager' that appeared in those of their peers.

"From the first day we surprised her attitude," said Francisco de Borja Holly-Guindaleda and Alvarez of Asturias, Account Manager (Account Manager) of JI-MAP, but never thought we would react with verbal violence that sent later. "

A month later, during the presentation of the commercial catalog, Gómez Pérez projected onto a screen several films that showed signs written in perfect Castilian, while commenting aloud graphs and figures from the company said in a speech totally devoid of Anglicisms.

the eyes of their peers - "horrified" by his own testimony, paraded dozens of phrases in the language of Cervantes without the consultant showed no embarrassment or shame for what he was doing. "The catalog of the company had been translated and, therefore, manipulated, 'said Managing Director (CEO), Juan Jacobo García-Carrizosa O'Callaghan Fontejudo:" This guy had replaced all the 'markets', 'targets', 'inputs', 'slides' and 'sponsors' ... by markets, objectives, inputs, slides and various other sponsors that were appearing.

"The result was that we did not understand anything about the presentation, causing general confusion." Furthermore, according to the petition, the prisoner would have changed the word 'outsourcing', 'finances' and 'transactions' by subcontractors, finance and transactions. "And it had been so wide, until we could get there," said indignantly responsible for PGC.

Pérez Gómez was unable to complete his presentation because it was reduced by two fellow company-the Phone & Door Manager (receptionist) and Surveillance Security Officer (security guard) - and tied to the arrival of local police, who put the consultant to justice. "He did it to cause", said yesterday Ramón Antúnez de Viedma and María Fernández-Malvarrosa PGC consultant, referring to the attitude of Gomez Perez.

"Who does he think he is?, Does a Vice President (VP)? Can not be so tacky. "Concluded the Manager's Ball (ball director). Must be a morning-singer of three to the quarter.

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People are assholes is back:

Follow them on Twitter too: Lagentesgilip__

Imako Shell Vs. Secure Smile

II Changes in Libya (not in Spain)

I'll say it now, before exploding. Be in favor of intervention in Libya:

- not to be pro-ZP
- not sympathize with the PSOE
- not to support
arms sales - not believing that there is no hypocrisy in what was later shocked by makes them crazy with
- not ignoring the interests in the oil, absent in other countries
- ie no # SIalaguerra

not support arms sales. But I do not support the slaughter that Gaddafi is inflicting on his people at the hands of hired mercenaries in the pay, poor starving, shooting four others hard starving sad to see their leader wears bizarre luxury linens and welcomed the country's economic improvement while the price of commodities does go but up.

support not one day make shameful West genuflecting before the Libyan leader turning a blind eye to their excesses , and the next day quickly revealed the need for their removal from power. But does support a position in your favor?

The truth is that now we could say A good hours! But then why can not never turn the tide? "Hypocrisy? Yes: it is more than evident. Skeptical about the possibility of a rectification public what the alternative is to observe the slaughter "without question?

I do not want a war that began weeks ago, unfortunately. wish the dreams of freedom and progress in Libya, Tunisia, Egypt and everyone else soon become realities, and stop paying as soon as possible by the ravings of a leader out of date.

Finally, shifting gears and above all, I'm tired of pundits in this country. Faced with a crisis like we are living at a handful of miles, to throw junk here is that if before why now why NO and YES, as if everything in life had political color. There

a class of persons, scarce but valuable, and boast the virtue of consistency: they enjoy the freedom and independent thinking, and are able to form an opinion weighing the context and circumstances, as well as changed or modified if there are new variables.

Place your attitude. Mine I have it clear.

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BBVA MORTGAGE ELIMINATE YOUR NEW FLOOR AND ROOF SECTIONS

establishing minimum and maximum limits when moving the interest rate.

BBVA's decision comes after the Commercial Court ordered Sevilla No. 2 to this entity, and Caixa Galicia Cajamar remove 'ground provisions' of the variable-rate mortgage contracts. The execution of the sentence pronounced them "abusive" and the three entities have appealed the decision.

Despite the removal of these clauses have opposed the provisional execution on the grounds that legally does not fit and confident that the District Court revoked the sentence, " indicated from BBVA.

According to BBVA, "these clauses are perfectly legal in our legal system have been applied with absolute normality for almost twenty years."

Cajamar have also eliminated those provisions and offer a new mortgage for house purchase, with no floor or ceiling, a starting interest rate of 4.25% and a linking bonus of 0.75%.

Experts consulted by Europa Press warned that the decision of the court of Seville adjust a private contract between the bank and its customers, but not be part of the cause, and if the sentence is revoked, the client must face a special payout.

emphasize that the ruling also questioned the legal security of the English mortgage system, which is a regulated activity and has spent many years working efficiently for the parties.

addition, the removal of these conditions on future mortgage credit more expensive for the life of future loans and not enter into force only when the soil.


"If this insecurity makes it difficult for private equity in savings, these same taxpayers will pay the defect of capital generated by court of its kind", highlight the experts.

also point to the possibility that the failure to produce the restriction of access to housing and deepen the crisis in the housing sector. The average mortgage customers with soil is close to 3%, which compares very favorably with the costs of financing the State's own banking and English.

www.juanrivero.es In agency will obtain some of the best mortgage conditions in the market. We also have some of the best deals on Aljarafe housing. See our website or call www.juanrivero.es no obligation to tel 609032069

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computer fraud HOLDERS OF CREDIT CARDS TO REPRESSION

In the area of \u200b\u200bcybercrime, are currently receiving messages on your phone like this:
Dear customer, your credit card has been blocked for your safety. To unlock your card http://www.tarjetabanc.com/ urgent visit and complete the steps.

If you enter this website appears in a tab if you fill it we provide all our data to fraudsters. As you can see there is no identification of any bank (even if he had not be trusted logo)

Most know that mischievous, peeeroooo. .. . It is worth aviséis warn you and that you turn to other friends ... The question is "how have got my mobile number?, random, or stolen from a database ... "Of course if they do it because it pays to invest, with this data and the Internet let you dry the bill at a time
If we fill the form with dummy data, a After completing the data refer us to give more credibility to a web of VISA. Where we can tell more about such scams http://www.visaeurope.es/fraudulentos/main.jsp
If you have already provided your data Internet tab, call your bank urgently. To lock the card and avoid greater evils.
can look at this link that explains a little more this type of scam
www.ocu.org / money-work-e-imp ... 505204.htm (Copy this link to access)
Information provided by agency http://www.juanrivero.es/ . See our website some of the best housing deals in aljarafe (Sevilla)

We now

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LIBYA CESAR

95,921 signatories.
Amnesty International is collecting signatures to protest the bombings and the slaughter that Gaddafi is prepared to lead his people.
There is a link where you can have some more information and sign to protest

http://www.es.amnesty.org/actua/acciones/libia-la-represion-debe-cesar/

If you see fit , send it to other friends

Juan Rivero
www.juanrivero.es

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GRANTED ONLY BANKS AND MORTGAGE TO BUY THEIR HOMES

Banks and mortgages granted only to those who agree to buy one of their homes and not a developer, his main competition now that the crisis has filled their portfolios of real estate from foreclosure or payment in kind, according to the report 'Trends 2011' by CB Richard Ellis.
"The lack of liquidity and credit has led to a strong competition between financial institutions - now owners of numerous real estate assets - and promoters, so that funding is limited in practice to the assets owned by banks," says real estate consultant.

portfolio dwellings pose to financial institutions a burden, mainly in the form of provisions, and, as 51.4% of real estate executives from leading reviewers, will continue to rise during 2011.
However, six in ten believes that financial institutions are facing correctly is not new role, the lack of know-how needed to manage the sale of real estate or its land portfolio.
www.juanrivero.es In the real estate agents have agreements with banks to get mortgages to purchase affordable housing. Consult us on tel 609032069

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FIRMS OPPOSE THE EXECUTION OF THE PROVISIONAL Judgement 'ANTI-GROUND' FROM SEVILLA SPAIN

BBVA and Novacaixagalicia present their opposition to the provisional execution of the sentence by the Commercial Court in Seville number 2 which requires them, with Caixa Galicia and Cajamar, to eliminate the 'ground provisions' of abusive mortgage contracts,
Provisional enforcement forces all three entities to refrain from applying these provisions to the Audiencia Provincial de Sevilla handle your appeals lodged against the verdict.

Specifically, one of the clauses is prohibited to BBVA, which states that "the rate applicable to ordinary accrual of interest shall not, in no case more than 12% or less than 2.5% annual.

other hand, industry sources explained that the clauses referred to floor and ceiling are supported and regulated by the English legislation on the Order of May 5, 1994, which only requires the reporting of these borrowers

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BANK ENDORSED IN YOUR DAY THE CLAUSE 'GROUND'

The Bank of Spain, in a report issued at the request of the Senate, endorsed the application of these clauses, considering that limiting the change in interest rates is an essential condition of the contract to be part of the price of the loan.

The watchdog also said that the fixing of interest rates on credit transactions between the parties is free, the roofs of the clauses are intended to guarantee a minimum income for institution granting the credit, whatever the circumstances of market rates, which are positive in terms of average cost for customers. The Bank of Spain with these and other efforts on behalf of the bank, he looks a little "feather duster"

The ruling, issued on 30 September by a court of Seville, nullified the 'ground provisions' considering that they were unfair due to the "clear mismatch" between the floor and ceiling of interest rates on mortgage loans, which provides a benefit to the bank "lacks mutuality in consumer harm." These actions in favor of consumer rights have been promoted by Ausbanc Sevilla.

To view any details about your mortgage, you can check by calling us at tel 609032069 and you will see some of the best offers in www.juanrivero.es aljarafe

White Slime In My Pee

Escher My first gift I invented Nintendo 3DS

I can think of many bullshit and I know I'm not going to make but never initiative you have an invention you gift with which you can do mulltimillonarios ..... "The rapid deployment barrier, effectively the name is not very commercial but that I leave to you.

The invention in question is to build a fence to block a clumsy accident and the drivers do not stop to look when cars stopped on the sidewalk of the road. Requirements

winners:
- The fence in question must be possible to mount by one person.
- and deployment should be quick and easy fold.
- must be light to take with a person
- Must be of smaller size to take up not much in the trunk
- does not have to be very high (cars are not)
- must endure light winds without fall.

Potential users:
- All police cars in the world

Hala make you give the coconut and millionaires, and if we ever do at all remember me and give me a detail. Ahh I have more inventions, I'll tell in the next editions.

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Botellón

any teen
History:

This night you go to bottle with 9 friends. Decide to make a boat and put 10 € each. In total, you have € 100 to buy rum and coca-cola Admiral, plus some ice and cheats that to your battered Animate digestive system.
All goes well until four of your colleagues argue that for them in a bottle is necessary to order a pizza. The others do not be cool idea, because it is expensive and also one of them is intolerant of lactose and other allergic to gluten, so planteáis options:
The lactose intolerant proposes that anyone who wants to go to buy it for pizza your account, then you already juntaréis to the bottle.
The allergic to gluten, which is more conciliatory, he suggested that those who want to put pizza € 3 more to the pot, because the pizzas cost about 12 €, and buy everything at once.
The fat pizza lover, who does not walk very well peel, replica he, of its 10 €, wants 3 is devoted to pizza, since it is their money and he can decide how to spend it. His three henchmen agree with him.
As mathematics is not a lot you are cool, and not to argue with him, a little heavy when you put, you decide to give the reason and end of the 100 € that had you spend 12 years in order a pizza and the rest on booze and cheats.
The pizza they eat four.
Drink and cheats for all.
The truth is that you have not eaten pizza you put € 8.8 for what you have given yours, and 1.2 to the other, and in the end which I expected because agarráis between cheats, ice and coca-cola has not given you for all the Admiral you wanted.

PS: Read Me for Dummies:

• Botellón: English State (I particularly like this analogy)
• Boat: Taxes of the English Admiral Ron
• , coca-cola, ice and cheats: Health , education, roads and pensions
• Pizza: religious sects
• Lactose Intolerant: supporter to eliminate any cell of the tax return
• Allergic to gluten, according to the box but in favor of mark resulting in an increase of
• amount to provide heavy Gordito: Respondent to check the box to any sect
• Melopea unfinished:
precarious welfare state

PSII: was going to write a post about censorship and the Streisand effect, all very fashionable, but now this news has come and as every year, is a topic that I get really mad.

PSIII: Hyperbole is a literary license, if not ask him to Gongora and one of those.



Edit:

pSivida: The so-called "add-budget (money the state gave this association when using the 0.7% personal income tax taxpayers did not reach agreed to a minimum to reach that amount) was eliminated in 2007, thanks to God?, now with the tax return, the Church only get what the assignment is voluntary and some involuntary contributors for everyone else. ( http://www.revistaecclesia .com/content/view/23738/48 / ).

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WHAT WE CAN COST REFORM?

Housing reform with breathtaking views sevilla
on

When the state of housing in need of reform, we can quickly estimate the cost per square meter of the reform through this box:

basic reform .- Bathrooms and healthy cooking and coating. Reform
half .- Bathrooms and kitchen facilities, flooring, interior woodwork. Reform
total .- New partition walls, wet rooms, interior and exterior joinery, flooring, installations ...

prices are estimates based on our personal experience, for an apartment in a big city. In any case, are indicative only and should not be taken as budgets. Data
Bernardo Gómez Delgado. Architect in http://www.blog.ventadepisos.com/ Ask
three budgets to companies that have a reference and is not very good idea to stay with cheaper, except that the references are very good. The agency
http://www.juanrivero.es/ have some houses to renovate with attractive prices, see our offerings.

Moreover reforms and works in housing tax deductible.

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CONSIDERATIONS TO TAKE INTO ACCOUNT IN AN EXCHANGE OR BARTER

Typically either party or both involved in the exchange have an outstanding mortgage . It is very important report of the liens and encumbrances of the property to be commuted, and that go to advice professional preparation of contracts.
Before any commitment should ask the other hand, a simple note of registration, which will result if you own or sell any limitation. The Land Registry will check that the property is registered in the name of the person who sells and is free of charge or that charge has
If the property is not registered in the Land Registry on behalf of the seller or have registration charges , certain steps must be performed prior to writing to regularize the legal status of housing. The agency
www.juanrivero.es we can report all the necessary procedures to successfully so no surprises and exchange. Consult the best deals of the Aljarafe in www.juanrivero.es tel 609032069

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convencion2006 REMAX

Reviewing files, I found some pictures of the convention REMAX 2006. It brings back good memories about friends and colleagues with whom I had the pleasure of sharing knowledge, experience, exchange properties, methodof working etc, for several days.
The convention was attended by international speakers brought from usa, as well as some of the best real estate agents at the European level. We also had presentations
some of the best coach at international level, as Curro Avalos, Ignacio Castillo. Corbett (former basketball player) etc, buna
We take note of all the techniques that we presented and have served us well to continue forward supporting the housing crisis, selling at a reasonable pace in the current situation. The agency
www.juanrivero.es think that "training is very expensive, but it is very expensive is the lack of training"

The photo appears next to the president of Spain and fellow REMAX receive the annual award for sales The agency

www.juanrivero.es sell homes every month, see our best deals in the Aljarafe. tel 609032069

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CLARIFICATIONS TO INCREASE THE BARTER BARTER

Bartering is "change" a house on the other. As there is a difference in the valuations, should be compensated by the contribution of an amount in cash. In fact, there are two purchases, the only difference that the average employee pay in lieu of money, is a building.

you wish to use this method to get a building must follow a few steps that correspond to transactions known as swap. Exchange contracts are characterized by the absence of money prices (as that does not mean that part of the price to be supplemented by money). Since it is a double sale, the procedures to be followed are the same as a normal sale, grant deed, tax payments (Onerous Property Transfer), Registration of property, etc.

The distinguishing feature is that the same act there are two purchases. So, you have to pay two municipal capital gains, two bills notary and two bills of the Property Registry, in addition to pay the tax for each of the transmissions patrimoniales.En definiutiva each owner will pay the same as if bought and sold . It is common in permutations do not match the prices of property, so it makes sense that each party assumes its taxes.
In years prior to 2007, lending was important, with the bursting of the housing bubble, the mortgage activity has declined considerably. Has also been severely hampered access to credit. The agency
http://www.juanrivero.es/ have a long experience in barter, we can advise you for your calm, of accomplishment and impartial assessment of both properties.
We also have a number of properties whose owners allowed a home as part payment of the selling.
See some of the most interesting houses in the Aljarafe in http://www.juanrivero.es/ tel 609032069